Category Archives: Finance
STOP…THIEF!
One wonders why the NHS is in such a bad financial state with all the money poured into it.
Then a headline in the local newspaper tells us that over the last few months over thirty wheel-chairs have been stolen! They are provided within the foyer of the hospital to help those with mobility problems get to a car. So it would appear that those friends or relations who have come to collect the patient feel that it is their in-alienable right to purloin the said wheel-chair, fold it up and take it to the patient’s home!
Did no-one ever forsee this, or did they not twig very quickly what was happening? It is possible to either modify these fold-away units or provide ones which are ‘fixed’.
Do those who stole the chairs not realise that replacement of stolen units is depriving other departments of funding.
And we thought that this only happened with supermarket trolleys! I suppose it’s just as well that they are not motorised!
Can you spare a dime?
One day after the Royal Bank of Scotland announced that there would be large bonus payouts to its staff, high and low, and the day when there is supposed to be a tightening-up on credit for mortages we received a wonderful offer.
The same Royal Bank which was part of the most non-sensical banking episode most of us remember, have made available an extra 50% in our credit limit.
We were flattered that they felt we were so trustworthy, but if they had looked at, and analysed our bank statements (which no doubt they can easily do) they would have recorded that our credit card use is only spasmodic and of a minimal amount. Why then would I suddenly wish a 50% increase in funds?
Has no-one told them that as a nation we have a phenomenally-high level of irresponsible spending……..and whilst spending is necessary to see us out of this recession (caused largely by their irresponsible lending ) saving is just as important or they will run out of funds again.
No thank you Mr RBS….keep your excessive credit and leave us to act sensibly.